Cargo insurance (or Motor Truck Cargo Insurance) covers the freight or commodity hauled by for-hire truckers. This can pay if the freight you are transporting is damaged or lost.
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The policy is purchased with a maximum load limit per vehicle. Typically, most for hire truckers elect a limit of at least $100,000.
It is important to carefully evaluate the freight you are hauling and make sure you have enough coverage and that you are not excluded for certain items. Some stripped down policies do not cover certain items like electronics or clothing and it is important to make sure you are covered – and for the proper amount.
The more specific you are about the type of freight you haul, the better the rate and more accurate a program we can create for you.
Start your motor truck cargo insurance quote today!